Pointer Ridge Capital is a residential and nationwide commercial lender. We fund investment properties and primary residences—with no application fee and an initial soft credit pull at no cost and no impact to your credit. We also partner with Realtors, property managers, and wholesalers to fund deals and earn commissions!

🔹 DSCR Loans
• Up to 85% LTV on purchases (90% case-by-case) & rate/term refinancing
• Up to 80% LTV on cash-out refi
• Minimum DSCR: 1.0 (lower case-by-case)
• Based on rental income
• No tax returns required
• FICO 620+

🔹 Fix & Flip Loans
• Finance up to 90% of purchase, 100% of rehab
• Rates from 9.99%
• FICO 650+
• No interest on undrawn funds

🔹 Residential Home Loans
• VA & USDA 100% financing
• FHA 3.5% down
• FICO 580+
• Bank statement loans
• Investment property loans
• Ground-up construction
• Reverse mortgages 62+

 MidAtlantic IRA, LLC is an IRA administration firm that offers a full range of Self-Directed IRA accounts including Traditional, Roth, SEP, Simple and Individual k Plans. Self-Directed IRAs from MidAtlantic IRA provide investors the freedom to invest their IRA monies in real estate, private stock placements, gold/silver, notes, oil/gas and other alternative investments. Started in 2004, MidAtlantic IRA is a growing firm dedicated to delivering superior service, educational opportunities and IRA administration to its clientele.