🔹 DSCR Loans
• Up to 85% LTV on purchases (90% case-by-case) & rate/term refinancing
• Up to 80% LTV on cash-out refi
• Minimum DSCR: 1.0 (lower case-by-case)
• Based on rental income
• No tax returns required
• FICO 620+

🔹 Fix & Flip Loans
• Finance up to 90% of purchase, 100% of rehab
• Rates from 9.99%
• FICO 650+
• No interest on undrawn funds

🔹 Residential Home Loans
• VA & USDA 100% financing
• FHA 3.5% down
• FICO 580+
• Bank statement loans
• Investment property loans
• Ground-up construction
• Reverse mortgages 62+

JM RealEstate Capital provides capital for the real estate investor.

Offices in New York and Atlanta

We Invest In Investors.

Whether you’re looking to rehab or hold a property, JM Real Estate Capital has lending solutions for you. We cover loans* for:

Rehabs

Rentals

Ground-up Construction

Business Loans

Pre-Approvals Now Available

For rehab loans, we can cover up to 90% of the purchase price and 100% of rehab to a total loan not exceeding 75% of the ARV. For rental loans, we can lend up to 80% of value on a straight purchase, no cash-out refi. Cash-out refinances can receive up to 75% of the value. Ground up loans can receive up to 75% of land purchase and up to 100%  of the build cost total. Loan may not exceed ABV of 65%. We have a zero minimum to 5 Million for rehab and rental loans.

Our minimum FICO for both rehab and long term rental loans are 620.

*Loan amounts are available on a case by case basis.

 MidAtlantic IRA, LLC is an IRA administration firm that offers a full range of Self-Directed IRA accounts including Traditional, Roth, SEP, Simple and Individual k Plans. Self-Directed IRAs from MidAtlantic IRA provide investors the freedom to invest their IRA monies in real estate, private stock placements, gold/silver, notes, oil/gas and other alternative investments. Started in 2004, MidAtlantic IRA is a growing firm dedicated to delivering superior service, educational opportunities and IRA administration to its clientele.